Creative Claims Solutions, Straightforward Approach

Our Mission: Be Good People, Build Relationships, Solve Problems

We founded SALT Associates because we’re passionate about delivering thoughtful, creative and straightforward claims management solutions. Whether you’re seeking support for your group disability (LTD/STD), individual disability, group life, individual life or life waiver of premium business, we can help.

The SALT Approach

Our values reflect our New England roots. We’re “salt of the earth” people who believe in integrity, authenticity and hard work. We feel strongly that the best results come from a collaborative partnership. That’s why we take the time to truly get to know your business, then generate a plan customized to your specific claims management needs.

Ready? Let’s Grab a Cup of Coffee and Chat.

We’d like to get to know you, talk a little shop and see how we can help. We offer a free initial consultation. Contact us or call us toll free:1-866-846-7258.

Recovered or Not? Context is Key to Unlocking LTC Data

I’m sure you would agree that data is important to most industries. In the insurance world, data is used for a variety of purposes:  actuarial experience, product pricing, and operations are three main internal consumers of data. This data is segmented, stratified, and aggregated to the ends of the earth. There are charts, graphs, pivot tables, and predictive models created to visualize the story being communicated. Long Term Care (LTC) insurance is no stranger to large amounts of data.  However, in my 10+ years in an LTC claim operations role, there is a piece of data I’m surprised continues... Read More.

Claims Workloads – What’s in a Number?

We all know the old joke: “How many __ does it take to change a lightbulb?” Usually, there’s a punchline revealing some gross inefficiency at someone’s expense. While I’m about to pose a similar question, there’s no punchline intended. How many claims analysts does it take to manage a workload? This is a common question for leaders of claim organizations that are trying to effectively run claims operations teams. Whether it’s Life, Disability, or Long Term Care, staffing is ultimately driven by a game of numbers. It starts with looking at the claim volume, but is there actually a... Read More.

How Auditing Your Claim Block Can Improve the Customer Experience

After 28 years in the industry, I’ve been fortunate to participate in many different approaches to disability claims management. Although all are designed with noble intentions, unseen flaws eventually become evident. Since joining SALT as a claims analyst in 2015, I’ve had the chance to peek under the hood at many other insurance carriers’ claim operations. I perform audits and operational assessments of short term and long term disability claim blocks.  As the objective, independent party, I look to identify opportunities for improvement in claims management processes, workflow designs, staffing models, and systems infrastructures. Every carrier has its strengths.... Read More.

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