Creative Claims Solutions, Straightforward Approach

Our Mission: Be Good People, Build Relationships, Solve Problems

We founded SALT Associates because we’re passionate about delivering thoughtful, creative and straightforward claim management solutions. Whether you’re seeking support for your group disability (LTD/STD), individual disability, group life, individual life or life waiver of premium business, we can help.

The SALT Approach

Our values reflect our New England roots. We’re “salt of the earth” people who believe in integrity, authenticity and hard work. We feel strongly that the best results come from a collaborative partnership. That’s why we take the time to truly get to know your business, then generate a plan customized to your specific claim management project needs.

Ready? Let’s Grab a Cup of Coffee and Chat.

We’d like to get to know you, talk a little shop and see how we can help. We offer a free initial consultation. Contact us or call us toll free:1-866-846-7258.

Navigating ERISA Regulations for Disability Claims

Unless you’ve gone off the grid (in which case you aren’t reading this), you’ve likely heard about or have been involved in responding to the new ERISA regulations applicable to disability claims. The final rule passed by the U.S. Department of Labor (DOL) impacts claims submitted on or after April 1st. The updated regulations require several important changes to disability claim procedures in order to offer additional claimant protections. The regulations apply to benefit plan administrators of group disability and some voluntary disability business, and cover several areas in order to be compliant. Ensuring you haven’t overlooked or misunderstood... Read More.

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When Customer Education Matters Most for Disability Insurance

With May comes Disability Insurance Awareness Month (DIAM), a time for the industry to reinvest in consumer awareness of an often overlooked benefit. What happens though when we say goodbye to May and the dust has settled with new disability insurance customers? An important “so what” looms: the potential use of the product, and with it a test of those customers’ understanding of how their policy actually works. Agents, benefit brokers, carrier sales reps and employers are among those responsible for education during the sales process. This is no small task; there are nuances to each disability insurance contract... Read More.

Celebrating Spring with a New Website

It seems appropriate that with spring upon us (ok, it takes a bit longer here in Maine) change is in the air at SALT. We’re excited to announce the “blossoming” of our new website – I guess you could say we’re “springing forward” into a new chapter. Ok, we promise that’s it for the spring puns. For those who haven’t been to our website in a while, here’s what’s new: a fresh new look and feel, plus updated information on our Solutions and Consulting Services, and all that’s included in those areas. With the new website our aim is... Read More.

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